Loans

How To Consolidate Payday And Title Loans

Payday loans are easy to obtain these days and, unfortunately, this is the case with payday loans. Excessive costs and unexpected crises often lead people to these short-term loans with high interest, which can be embarrassing if not managed properly. However, they create the opportunity to obtain quick money, which is difficult to achieve in today’s difficult economy. Here are …


Credit Cards

OFT Launching New Website To Help Credit Card Users

It may be long before the judges finally decide in favour of consumers in the OFT’s high-court case against seven high-street banks, but the good news is that consumers don’t have to wait for the judgement to be able to avoid getting fleeced by banks and credit card companies. Certainly the government has not introduced some new consumer-friendly legislation, but …


Think Twice Before Swiping Your Credit Card At An Overseas Location

Shopping, dining and holidaying in overseas locations has certainly been made a lot easier and hassle free with credit cards, but if you think that your credit card company is doing social service, then you are hugely mistaken. You may not be aware but the truth is that credit card companies make quite a lot of money every time you …

How To Avoid Excessive Credit Card Charges

Being able to use credit 24/7 is certainly a good thing to have, but since you can easily end up being addicted to it, it is important that you first consider the pitfalls of using a credit card. If you do not limit your credit spending, chances are high that you will accumulate debts way beyond your repaying capacity. Inability …

How Hidden Credit Card Charges Can Ruin Your Finances

There is certainly no denying the usability of credit cards, but the problem arises because more often than not we fail to notice the danger signs that continuously prompt us to curb our credit spending. Another factor that is often equally responsible for our bad financial health is the profit-centric mindset of credit card companies, most of whom will go …

Why Opt For 0 % Credit Card Debt Transfer Deals

Not very long ago, lenders were more than willing to open as many credit accounts as you might have demanded, but since the subprime crisis, the finance market dynamics have taken a complete U-turn. Not wanting to face a similar crisis situation, lenders in UK have become quite wary of opening new credit lines and what is even worse is …